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Norm Spier's avatar

You and other readers have probably noticed, but in-case not, there is a big NY Times article today entitled:

"Since Congress Let Obamacare Subsidies Expire, Millions Are Dropping Coverage"

( https://www.nytimes.com/2026/05/01/business/obamacare-enrollment-decline.html ) whose title, and details, read as though the whole thing was taken from the last few weeks of your prior posts. (Georgia, Wakely, KFF survey, and more.)

(I am sure you are glad for the wider coverage, as not everyone finds it as pleasurable as your readers do to navigate your detailed tables.)

The Times also has some focus on that over-the-400%-of-FPL-returned subsidy cliff, though in the text of the article, it has been simplified to "people with middle class incomes".

(But, in a comment, reporter Margot Sanger-Katz uses the term "subsidy cliff"! https://www.nytimes.com/2026/05/01/business/obamacare-enrollment-decline.html#permid=150801030 )

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Myself, I find interesting your, and my, observation that about 1/4 or the people who entered incomes on the exchange in 2025 that would be over the cliff this year, entered themselves as just under the cliff this year. (Either legitimately, or, some others, if they wind up having 2026 incomes that are over the cliff on the federal tax form filed in early 2027, will have to pay back all of that up to tens of thousands of dollars, which I'll bet many don't know.)

(Finding that little tidbit about the apparent downshifting of reported income so interesting, I couldn't help but chime that info in in my own fairly-unnoticed comment: https://www.nytimes.com/2026/05/01/business/obamacare-enrollment-decline.html#permid=150801077 !)

Ms Gail Eidman's avatar

Charles, you're the best!.

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